Mexico City
Polanco Residential
Vertical residential
- %
- 10.4% annual target
- T
- 24 months
Minimum ticket: MXN $25,000
COLLECTIVE REAL ESTATE FINANCING · MEXICO
Participatory investment in the Mexican real estate sector
Institutional access to urban development projects with analytical criteria, documentary transparency, and diversification by geography, term, and asset class.
- Crowdlending models reviewed by third parties
- Tangible assets located in Mexico City, Monterrey and Cancún
- Quarterly reports and investor dashboard
METHODOLOGY
How crowdlending works, step by step
A documented five-step process aligned with institutional real estate practices in Mexico.
- 01
Project origination
Our analytical team identifies urban developments in Mexico City, Monterrey, Guadalajara and the Riviera Maya with verifiable projected cash flow.
- 02
Risk analysis and due diligence
Documentary, legal and financial viability verification. Each project receives an internal risk rating.
- 03
Financing structuring
We publish the technical sheet including term, target rate, collateral, and amortization plan for investor review.
- 04
Collective participation
Registered investors contribute capital on a fractional basis. The participation is supported by a contractual instrument.
- 05
Monitoring and distribution
Quarterly reports, on-site construction supervision and periodic distributions per the project calendar.
FINANCIAL EDUCATION
Financial education: tangible assets
Analytical material to understand how real estate assets help protect capital from inflation.
Tangible assets vs. liquid instruments
Real estate backs capital with a verifiable physical asset, unlike purely financial instruments.
Hedging against inflation
Historically, rental income in Mexico is adjusted to the INPC, helping preserve the purchasing power of capital.
Horizon and liquidity
Real estate crowdlending operates on defined terms. Understanding the time horizon is key to financial planning.
Concentration and diversification
Distributing capital across asset types and regions reduces exposure to single-market risks.
URBAN DEVELOPMENT PROJECTS
Featured projects in Mexico
A representative selection of operations published in the quarterly catalog. Figures are indicative and detailed in each technical sheet.
Monterrey, Nuevo León
Valle Oriente Corporate
Class A offices
- %
- 9.7% annual target
- T
- 30 months
Minimum ticket: MXN $50,000
Guadalajara, Jalisco
Centro Histórico Mixed-Use
Mixed-use
- %
- 11.2% annual target
- T
- 36 months
Minimum ticket: MXN $25,000
Cancún, Quintana Roo
Riviera Hotel Resort
Hospitality
- %
- 12.1% annual target
- T
- 42 months
Minimum ticket: MXN $75,000
Rates are targets, not guaranteed. Refer to each project's technical sheet for details.
INTRODUCTORY GUIDE
Criteria to diversify capital
Five analytical principles applied to the construction of a real estate crowdlending portfolio.
- 01
Geographic diversification across economic regions (Bajío, Norte, Centro, Sureste).
- 02
Distribution by asset type: residential, commercial, hospitality, industrial.
- 03
Staggered terms (short, medium and long) to manage liquidity.
- 04
Variation across internal risk ratings A, B and C.
- 05
Recommended maximum single-project exposure: 15% of committed capital.
Suggested allocation by asset type
- Vertical residential · 35%
- Class A offices · 25%
- Mixed-use · 20%
- Hospitality · 20%
Illustrative allocation based on the 2026 Finastraio model portfolio.
COMPARATIVE PERFORMANCE
Historical performance vs. inflation (INPC)
Annual comparison between the average rate of Finastraio network projects and the National Consumer Price Index published by INEGI.
- Finastraio portfolio (% annual)
- INPC inflation (% annual)
Consolidated 2019-2025 data. Figures are referential and do not constitute a promise of future returns.
TOOLS
Investor calculator
Indicative estimate of target yield. Results are illustrative and do not constitute a binding offer.
$100,000
24
10.5%
2026 · MX
Estimated interest
$21,000
Estimated capital at maturity
$121,000
Calculation based on annualized simple interest. Actual returns depend on the project selected and market conditions.
STANDARDS
We operate under institutional standards
Incorporated company
Finastraio Capital, S.A.P.I. de C.V., registered with the Public Registry of Commerce of Mexico City.
AML/CFT compliance
Internal policies aligned with the Federal Law for the Prevention and Identification of Operations with Resources of Illicit Origin.
Document custody
Technical and legal files held by independent accredited law firms in Mexico.
Market: Mexico
Exclusive operation with projects located in Mexican territory and local supervision.
2026
Introductory guide to project financing
Request the institutional document to access the methodology, risk matrix and 2026 project pipeline.